‘Apna Ghar Apni Chhat’ housing scheme
The Punjab government, under the leadership of Chief Minister Maryam Nawaz, has launched the ‘Apna Ghar Apni Chhat’ housing scheme to provide interest-free loans to low-income families for home construction. Eligible individuals owning 1 to 5 marlas of land in urban areas or 1 to 10 marlas in rural areas can receive loans up to Rs1.5 million. Repayments are structured over seven years, with a three-month grace period and a maximum monthly installment of Rs14,000. Applications can be submitted through the Punjab Information Technology Board’s online portal or via the helpline at 0800-09100