Great news for those who want to build their own home.

‘Apna Ghar Apni Chhat’ housing scheme

The Punjab government, under the leadership of Chief Minister Maryam Nawaz, has launched the ‘Apna Ghar Apni Chhat’ housing scheme to provide interest-free loans to low-income families for home construction. Eligible individuals owning 1 to 5 marlas of land in urban areas or 1 to 10 marlas in rural areas can receive loans up to Rs1.5 million. Repayments are structured over seven years, with a three-month grace period and a maximum monthly installment of Rs14,000. Applications can be submitted through the Punjab Information Technology Board’s online portal or via the helpline at 0800-09100